I'm 6'2", and the SV650s or most "standards" or "sport-tourers" are not that bad. I'm aware you are taller, but basically any standard or tourer will have clip-on's mounted above the triple tree. On my 91' GSXR they were mounted below the triple tree, and I still managed.
So I wouldn't discount them. Also on the topic of sport-tourers, maybe look at Honda VFR interceptors. They have 750s, 800s, and also 550s.
I always highly recommend a inexpensive, used bike for a first bike anyway, but I believe we already covered that discussion elsewhere.
Lastly, on the topic of insurance........ Try to find and contact McGraw. I'm not sure if you are getting quotes from automobile insurers or nah..... But McGraw along with a few others are specific to motorsports and have RIDICULOUSLY lower rates than the other bigger automobile companies. Bare in mind that I only had liability, but the difference between the other quotes I got and the rate I got from McGraw was: $108/month and $12/month
And that was a full fledged supersport bike and I was 22 years old.